From budgeting basics to smart investing, learn the financial skills that will transform your future. Start your journey to financial freedom today.
Set and achieve your financial goals
Protect your financial future
Grow your money intelligently
From understanding money basics to building wealth, each module is designed to give you practical skills you can use immediately.
Understanding the fundamental role of money in your life and how to make it work for you
Create a realistic budget that puts you in control of your finances
Build emergency funds and savings strategies that protect your future
Learn the difference between good and bad debt, and how to manage it wisely
Discover how to grow your money through smart investments and compound growth
Create SMART financial goals and a roadmap to achieve them
Protect your assets and family with the right insurance coverage
Recognize and protect yourself from financial scams and fraud attempts
Understand tax basics and how to maximize deductions legally
Learn strategies to earn more and keep more of what you make
Build an automated financial system that runs itself
Make intentional spending choices that align with your goals
Master the art of consistent saving without feeling deprived
Build a roadmap to financial freedom and long-term wealth
Hi, I'm Arav Prasad, a Year 13 student currently studying at Jumeirah College in Dubai, United Arab Emirates. My passion for finance and economics, along with education, lead me to found CentsIQ to make financial literacy simple, engaging, and accessible to everyone – because understanding money is a skill that everyone deserves to know, but only few are ever taught.
Through simple, easy-to-follow modules, CentsIQ breaks down topics such as budgeting, saving, debt, investing, and many more into practical lessons that can apply to anyone. At its core, CentsIQ is about sharing knowledge, learning together, and empowering others to take control of their financial futures — one smart decision at a time.